Porto Update

Porto Update

Asset Allocation, Q1 2018  (as of Apr 18) The spread between our taxable and tax-adv accounts currently stand at 61% and 39% respectively. Since we will not be accessing our tax-adv accounts until later in life, we are comfortable with…

Conversations with Mrs. Gofi

My sisters are visiting us over thanksgiving. How long are they staying with us? Three days. Can they sleep on the floor? *** I’d like to set aside some money for when I go out with my sisters, she tells…

The Alternatives –

   My wife had a conference call with her sisters a few days back. Someone they know had recently made good on Bitcoin and was celebrating in Hawaii. We could’ve been in Hawaii, she tells me. We could’ve paid…

The need for relevance killed Gatsby, not love –

I read of Huntington Hartford of the now defunct A&P supermarket this weekend. Leading me to Hartford was an article that implied how inheritance and windfalls generally make less overall good to the inheritor (and by extension to the world)…

Our $35 wedding needs more telling -

Our $35 wedding needs more telling –

My sisters are visiting us over thanksgiving. How long are they staying with us? Three days. Can they sleep on the floor? ** Earlier this week, we documented our $72 K savings goal for next year. Our plan is to…

My Money Map, Sir!

My Money Map, Sir!

Would you do this if you had a million dollars?, asked my wife as she came home from work this morning. Yes I would, I tell her. How about ten million? Yes, I would. I’m going to sleep now, you incorrigible…

Python Pandas or BeautifulSoup, anyone?

Python Pandas or BeautifulSoup, anyone?

I’m not a technical person (I struggle with WordPress, and only recently opened by first twitter account – add me). I came across Python when I was in college – back when it wasn’t “in”. It has grown rampantly over the…

Middle Class or Middle Income*

Middle Class or Middle Income*

Disclaimer: this piece, like most pieces in similar sites elsewhere, is mostly recycled facts, obvious or already stated. All original ideas will be blatantly obvious and highly energized.  A surge of articles on “middle class” hit my Feedly yesterday. I…

Some stats on Net Worth

Some stats on Net Worth

When I was growing up, I was told it was improper to talk about one’s finances. Over the years, I’ve realized that information is paramount to success – particularly when it comes to money. Those that have access to the…

Minimalism, in a few things 

Minimalism, in a few things 

Our lifestyle shapes our financials. We like our space light and airy. Our room is all space and a mattress. Welcome to our Crib! Our clothes dry in the sun. We’ll slip those in the dryer now that winter’s near. For vacuuming, we…

CAGR Calculation

CAGR Calculation

There’s a lot to learn from a poor portfolio. With no aptitude or the time to play the market, my best move was to move away from it*. I’ve since migrated to Betterment and Vanguard to much healthier results (more on…