Uber’s not for me

I drove Uber for a few days last year – just for kicks, and quickly realized my time was better spent elsewhere. I drove for 8 hours, spread across 4 days and made $151. Shockingly, only 3 of the 17 riders tipped.  The tippers included a nice lady from New Mexico, a younger woman from […]

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Resources

Our lives are better, and will be – a lot has to do with what these have done. Our favorite FI Blogs: Financial Samurai Mr. Money Moustache JL Collins WhereWeBe Go Curry Cracker My Money Blog And Podcasts: Dave Ramsey Stacking Benjamins Mad Fientist Clark Howard Fire Drill Podcast Choose FI Millionaire Unveiled

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Porto Update

Asset Allocation, Q1 2018  (as of Apr 18) The spread between our taxable and tax-adv accounts currently stand at 61% and 39% respectively. Since we will not be accessing our tax-adv accounts until later in life, we are comfortable with this mix at the moment. Our stocks to bonds split stands at a moderately aggressive […]

Conversations with Mrs. Gofi

My sisters are visiting us over thanksgiving. How long are they staying with us? Three days. Can they sleep on the floor? *** I’d like to set aside some money for when I go out with my sisters, she tells me. That, sexy girl, has to come out of the 2% we’ve allocated for recreation. You […]

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The Alternatives –

   My wife had a conference call with her sisters a few days back. Someone they know had recently made good on Bitcoin and was celebrating in Hawaii. We could’ve been in Hawaii, she tells me. We could’ve paid off the house. Looking back, I’m not sure if missing the bull was all that […]

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The need for relevance killed Gatsby, not love –

I read of Huntington Hartford of the now defunct A&P supermarket this weekend. Leading me to Hartford was an article that implied how inheritance and windfalls generally make less overall good to the inheritor (and by extension to the world) than to those who’ve accumulated their wealth over a long period of time. The grind and […]

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Our $35 wedding needs more telling –

My sisters are visiting us over thanksgiving. How long are they staying with us? Three days. Can they sleep on the floor? ** Earlier this week, we documented our $72 K savings goal for next year. Our plan is to max our retirement accounts early, then hit our taxable accounts. We’ll be on a tight […]

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My Money Map, Sir!

Would you do this if you had a million dollars?, asked my wife as she came home from work this morning. Yes I would, I tell her. How about ten million? Yes, I would. I’m going to sleep now, you incorrigible boy. But this, the official money map chain gang, is a wonderful exercise. Thank you Apathy […]

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Python Pandas or BeautifulSoup, anyone?

I’m not a technical person (I struggle with WordPress, and only recently opened by first twitter account – add me). I came across Python when I was in college – back when it wasn’t “in”. It has grown rampantly over the years, and is becoming (if it hasn’t already) a prerequisite for any kind of data […]

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Middle Class or Middle Income*

Disclaimer: this piece, like most pieces in similar sites elsewhere, is mostly recycled facts, obvious or already stated. All original ideas will be blatantly obvious and highly energized.  A surge of articles on “middle class” hit my Feedly yesterday. I grew up in a middle class family, without quite knowing what it was. My father […]

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Minimalism, in a few things 

Our lifestyle shapes our financials. We like our space light and airy. Our room is all space and a mattress. Welcome to our Crib! Our clothes dry in the sun. We’ll slip those in the dryer now that winter’s near. For vacuuming, we use this. Fellow readers, if you can show me how I can become an affiliate […]

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CAGR Calculation

There’s a lot to learn from a poor portfolio. With no aptitude or the time to play the market, my best move was to move away from it*. I’ve since migrated to Betterment and Vanguard to much healthier results (more on that on a later post). Of late, I’ve been thinking about liquidating this portfolio to […]

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