The official bio is this:
We are in our 30s. We started our FI journey in 2016, a year after we married.
My wife is a Registered Nurse and I am a Data Analyst. We live in Denver, CO.
We are a two income household and index investors (VTSAX, S&P 500 index funds in our 401Ks).
Our strategy is simple – we try to save the higher income and live on the other. We max our retirement accounts – 2 401Ks and 2 Roths – every year (since 2017). We hold 3-4 months of emergency funds in VMMXX. The rest go into a non retirement account – into VTI.
We track our expenses, but do not keep a budget. We spend where we must, but are, by nature, not wanting for much.
We do not side hustle.
We’re hoping to reach FI in 2026 (in
9, 8, 7 years).
I’d like to continue working after FI – either take up a more exciting job, or a less demanding one, or do multiple part time jobs.
My wife plans to work less hours, or go part time if she feels like it.
The idea is to have the option to do what we like.That’ll include travelling, reconnecting and spending time with family and friends, building new relationships, and pursuing all our interests.
Disclaimer: gofi [go-fee] logs our FI (financial independence) journey and claims no financial expertise of any kind. So proceed, as you would anywhere, with caution. We update our numbers every week. You can email us at email@example.com or tweet @gofi_io (though we’re not very active on it).