Our stocks to bonds split stands at an aggressive 81% to 11%. We started an emergency fund (VMMXX) late in the quarter. We will continue building it up until it equals about six months of our expenses. This has also halted our non-retirement investments temporarily. We continue to contribute towards our 401K and should max those by year end. We maxed out our Roth accounts a few months back.
Our expenses continue to be quite high to my liking. About a half of it is our mortgage payment and we also pay a little extra each month. We’d probably be better off funneling those small “extras” towards VTSAX.